THREE MONTHS INTEREST FREE
FINANCING PROGRAM
We offer our select customers financing for their dream fur purchases with total order value over $1000.
- Three months interest free program allows you to make your monthly payments with the option to pay the full amount within three months after which we will refund all your interest charges.
- No complicated financing documents to fill out. One simple form gets you approved.
- Fast turnaround time. Once you pick out the fur of your choice, we usually have “same day” credit approval during normal business hours.
- Our 24 and 36 month contracts make your minimum monthly payment affordable and within your budget.
Easy Financing Steps:
- Before applying for credit, make sure the purchase item(s) is available in your size and desired color. E-mail us at sales@fursnewyork.com or call to check availability, also mentioning you consider payment through financing. Some items may take a few days to confirm.
- After obtaining advice from us that the purchase item(s) you choose is or will be available, place your order in our secured site and choose Finance as the payment method at checkout. You will immediately receive an e-mailed order confirmation with assigned order number.
- Complete the Initial Credit Application Form, print, sign, fax it to 1-323-679-0368 or mail to us. This form requires Adobe Acrobat Reader 4.0 or later. (download and install)
- Litchfield Hills Financial, LLC will then contact you directly through e-mail or by phone, and provide all the documents needed to obtain financing for your new purchase item(s). The documents will be filled out and ready for signature. It is necessary for you to provide certain personal information that includes identity verification documents. After Litchfield Hills Financial, LLC receives the documents, your purchase item(s) will be released for delivery.
Financed sales are "final" and adjustments can only include alterations or replacement with another item of equal value. Therefore, you are recommended to compare prices and try on the same style of coat in fur retail stores before commitment.
Frequently Asked Questions:
Q : What are the basic qualifications
to get approved for financing?
Q : Can I choose partial financing and pay the balance by
other means?
Q : How soon will I be notified after I submit my Initial
Credit Application Form?
Q : What documents will be required from me after approval?
Q : How much will my monthly payment be?
Q : What are the basic terms of the loan?
Q : When is the first payment due and how do I make the
first payment?
Q : Can I repay the loan in full or accelerate payment
without penalty?
Q : What are the basic qualifications to get approved for financing?
A : Most customers with credit scores
over 600 are automatically approved, but must be able to provide
positive identification documents and have a valid checking
account in their name. Customers with credit scores below 600
will be required to make a substantial down payment on their
order.
Q : Can I choose partial financing and pay the balance by other
means?
A : Yes. We encourage making a down
payment by credit card or check and then finance the balance
of your purchase through Litchfield Hills Financial, LLC.
Q : How soon will I be notified after I submit my Initial Credit
Application Form?
A : You will be advised within 24 hours
of your application on weekdays. In many cases, our response
time is less than three hours during normal business hours.
Q : What documents will be required from me after approval?
A :
1. A copy of your driver’s license
from the state in which you reside.
2. A copy of a void check from your checking account for the
purposes of identification and to confirm your checking account for electronic debiting of your monthly payments.
3. A copy of a valid credit card in your name for identification
purposes and to use should you become 15 days or more delinquent.
These items along with the completed and signed Retail Installment
Contract and Credit Application should be sent directly to
Litchfield Hills Financial, LLC. You will receive all this
information and instructions by e-mail directly from Litchfield
Hills Financial, LLC.
Q : How much will my monthly payment be?
A : That depends on the size of your
purchase. An average $3000 purchase would have a monthly payment
of approximately $114.42 per month for 36 months.
Q : What are the basic terms of the loan?
A : The normal loan of $3000 or more is paid over 36 months. Loans of less than $3000 are paid over 24 months. The current APR is 21.9 %. APR is subject to change in line with prevailing market interest rate.
Q : When is the first payment due and how do I make the
first payment?
A : Your first payment will be deducted
from your checking account approximately 45 days from the date
of your order. You may pick the 5th, 15th or 25th of the month
as your payment date.
Q : Can I repay the loan in full or accelerate payment without
penalty?
A : Yes. The sooner you pay the account
off, the more interest charges you will save. There is no penalty
for prepayment.
